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Saturday 16 October 2010

Ash. This is your fault.

The law of unintended consequences by an organisation that is funded by the taxpayer. Sanctimonious shits.

Yes I know the vid is sponsored by BAT. But this is not a false scenario. It is happening now.

Ash. You have the right of reply, but as I suspect, you don’t care as long as you are raking in the taxpayers money to fund your lifestyles.

Banks

I hate them.

Myself and Mrs FE having been trying to get the eldest daughter and her Fiancée's feet, on the housing ladder.

Well they approached  a well known high street bank for a mortgage and were assured that a mortgage was just about guaranteed. But with strings. In order that they would be granted the mortgage I would be required to lodge a substantial amount of dosh in one of the banks deposit accounts for 36 months.

Now of course the bank had to have the property valued to assess the worth of the property, against the 90% they were willing to lend.

They forgot.

Because of the delay another buyer jumped in with a higher offer. Well the daughter put in a higher offer, not vastly higher than her original bid, but higher than the other bidder.

Job done you say.

Nope.

Now the bank wouldn’t lend for the extra price. Apart from the fact that it took weeks to come to the decision, they’d been sitting on my money in one of their holding accounts all that time.

It looks like the problem is maybe resolved as I’ve informed them that I’ll add another substantial amount to the deposit and the bank has agreed in principal. I’m not holding my breath though, as all the way through there has been other issues which I can only put down to sheer incompetence.

Hopefully exchange of contracts will be Tuesday.

Oh and if I was to see a prancing black horse in the high street, I’d shoot it.

Sometime I’ll do a post about when I helped out on a forum to assist those who had their lives ruined by bank charges. I’ve never seen so many ruined lives as then.

Etiquette – part 2.

publichousemaletoilets

Urinal Rules

The main problem posed when answering nature's call is which urinal to use. Many urinals are a line of porcelain or stainless steel bowls, hooked halfway up the wall for ergonomic ease.

If you find yourself lucky enough to enter an empty toilet you have nothing to worry about and can go about your business stress free; however, when other men are already using the facilities a problem soon arises. The first rule of thumb is to always leave at least one urinal empty between yourself and other users, remembering of course that the bowl near the door should always be the last option in this circumstance. If there is somebody occupying every second bowl and only ones in the middle of people are available, take a quick note of which man looks biggest and baldest - avoid at all costs. If, while in the middle of business a place becomes vacant, do not move away to it as this may cause offence to other users. Some toilets have small partitions between each urinal to make things less uncomfortable but as these are a luxury they should never be expected.

Some other places, however, prefer the design whereby a long and narrow gutter or trough runs along the ground while the men utilising it stand on a stainless-steel or tiled step. This system means that there are no predefined spaces for people to stand at and the user is required to estimate. Though partitions are known to exist in this design, they are even rarer than in the former one. Once again, an empty room gives a user free range: often the best place to stand is at the end, meaning that the next person can stand at the other end and subsequent patrons can congregate in the middle, spaced apart. However, when kicking-out time occurs it is often the case that people literally shove themselves into a small space between two other men to relieve themselves. Unless one is desperate this is always a bad choice, but if it is necessary, once again it must be stressed to avoid anyone who looks particularly thuggish.

Both designs have cleaning methods involving water rushing down the back panel. This can be done in a number of ways: old designs release water constantly; whereas more modern installments do this at timed intervals; impressive fittings have a button that can be pressed after each use to clean the panel and the latest technology offers a system whereby a sensor flushes the panel once a person has walked away from the urinal. Blockages can cause the cleaning system to become clogged up and water to overflow; cigarette butts or toilet paper commonly block the pathway.

With either style, though particularly the second, one must always remember to adopt a mindset not unlike that of a golfer: keep your head down and your eyes focussed - try not to veer off to the side.

Stall Rules

The other choice is using a stall. This option may be preferred by those with stage fright as it provides a barrier from other people and saves embarrassment - though don't expect the lock on the inside of the door to actually work. However, as these facilities are often used for more than just urination, it is not uncommon to find a toilet in a stall containing what is referred to, rather charmingly, as a 'floater', if it is not, then it most certainly will be very smelly and possibly stained too. As no other people are, or at least should be, in this small toilet haven, there are no real rules of etiquette other than to flush - not that this is regularly observed. Try not to take very long, either; this is no time to finish the last few pages of a gripping novel. Toilet paper should be viewed as a luxury but if it is there, it is often placed sideways to avoid the 'over or under' debate.

Don’t forget, the end of an evening can often see the toilet mobbed with men trying to make their long, sobering walk home more comfortable, so stalls often seem like an ideal haven when the urinals are overflowing with people and thus there can be queues to use these: get in early to avoid waiting around and possible kidney injury.

He’s back

clown

Maybe temporarily, but still back

x*%$*£**